Can highly skilled migrants get a Dutch mortgage?
Highly skilled migrants (kennismigranten) usually have an employment contract with a recognised sponsor, which makes income easy to verify.
English Nederlands
Points of attention
- The duration of your contract and residence permit.
- Whether your employer will issue a statement of intent for a temporary contract.
- How bonuses or allowances are counted.
Good to know
Options differ per personal situation and per lender. Always have your situation assessed personally.
Last updated: 27 August 2026