Residence permit and nationality
Which permits Dutch lenders accept and what that means for your application.
Our specialisation
Mortgages for expats in the Netherlands
Working in the Netherlands as an international professional and thinking about buying a home? I guide expats from the first orientation to the notary appointment — entirely in English.
What I help expats with
Temporary contract or foreign income
Options when you have a fixed-term contract, an employer statement or income from abroad.
The 30% ruling
How the 30% ruling does — and does not — affect the amount you can borrow.
Everything explained in English
From valuation to notary: I translate the Dutch process into clear English.
How the process works
- 1Free intake: your situation, plans and budget
- 2Indication of your maximum mortgage and monthly costs
- 3Mortgage offer and comparison of suitable lenders
- 4Application, valuation and lender approval
- 5Notary appointment and the keys to your home
Expat knowledge base
Prefer to read up first? These guides explain the Dutch mortgage process step by step.
Mortgages for expats in the Netherlands
Buying a home in the Netherlands as an expat? Learn how the Dutch mortgage process works and which topics matter most for expats.
Read moreCan expats get a mortgage in the Netherlands?
In many cases expats can get a Dutch mortgage. Learn which factors lenders look at.
Read moreHow much can an expat borrow in the Netherlands?
Your borrowing capacity as an expat depends on income, obligations and the property value. An overview of the factors.
Read moreCan I buy a house in the Netherlands as an expat?
There is no nationality restriction on buying property in the Netherlands. Learn what to keep in mind as an expat.
Read moreCan I get a mortgage without Dutch nationality?
Dutch nationality is not a requirement for a mortgage. Lenders look at residence status and income instead.
Read moreCan I get a mortgage with a residence permit?
A mortgage is often possible with a valid residence permit. The type and validity of the permit play a role.
Read moreRequest a free consultation
Leave your details and I will personally get in touch with you.