Can I buy a house in the Netherlands as an expat?
There is no nationality restriction on buying a home in the Netherlands. The main question is how you finance the purchase.
English Nederlands
What is involved
- A purchase agreement, often with a financing condition (financieringsvoorbehoud).
- A mortgage or own funds to pay for the purchase.
- Additional costs, usually paid from own funds.
- Transfer at the notary, where an interpreter may be required.
Good to know
Options differ per personal situation and per lender. Always have your situation assessed personally.
Last updated: 27 August 2026