What costs are involved when buying a home in the Netherlands?

Besides the purchase price there are additional costs. Most of them are paid from your own funds.

English Nederlands

Cost items

  • Transfer tax or an exemption, depending on your situation.
  • Notary fees.
  • Valuation costs.
  • Advice and mediation fees.
  • NHG premium, if applicable.
  • Translations or an interpreter at the notary, if needed.

Good to know

Options differ per personal situation and per lender. Always have your situation assessed personally.

Last updated: 27 August 2026

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