Can foreign income be used for a Dutch mortgage?
Some lenders accept foreign income (in part), others do not. Currency, verifiability and sustainability all play a role.
English Nederlands
What is considered
- The currency the income is paid in.
- Whether the income is structural and verifiable.
- Where tax is paid on the income.
- The lender's policy.
Good to know
Options differ per personal situation and per lender. Always have your situation assessed personally.
Last updated: 27 August 2026