Can my foreign partner be included in the mortgage?
A partner can usually be a co-applicant. Whether their income counts in full depends on residence status, place of work and lender policy.
English Nederlands
Points of attention
- Does your partner live and work in the Netherlands or abroad?
- Does your partner have a valid residence status?
- Is the income verifiable and sustainable?
Good to know
Options differ per personal situation and per lender. Always have your situation assessed personally.
Last updated: 27 August 2026