Annuity mortgage (annuïteitenhypotheek)
How does a Dutch annuity mortgage (annuïteitenhypotheek) work, how do gross and net monthly payments develop, and who might it suit?
Read moreBuying a house in the Netherlands, explained
Clear guides in English about Dutch mortgages: mortgage types, mortgage rates, how much you can borrow, NHG and the steps of the buying process — with a dedicated section for expats.
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Linear mortgage (lineaire hypotheek)
With a linear mortgage (lineaire hypotheek) you repay a fixed amount every month and your monthly costs decrease over time.
Read moreMortgage interest rate (hypotheekrente) and fixed-rate periods
How mortgage interest rates work in the Netherlands, what a fixed-rate period means and what to look at when comparing.
Read moreWhat is NHG (Nationale Hypotheek Garantie)?
NHG is a guarantee on your Dutch mortgage. Learn how it works, when it applies and what to pay attention to.
Read moreApplying for a mortgage in the Netherlands
From orientation to the notary: the steps of a Dutch mortgage application and the documents usually required.
Read moreHow does the Dutch mortgage process work for expats?
Step by step through the Dutch mortgage process, from orientation to the notary, explained for expats.
Read moreHow does a Dutch mortgage work?
A mortgage is a loan secured by your home. Learn how interest, repayment, fixed-rate periods and monthly costs work in the Netherlands.
Read moreBuying your first home in the Netherlands
First-time buyer in the Netherlands? Read how much you can borrow, which costs to expect and which schemes may apply to you.
Read moreHow a Dutch mortgage differs from mortgages abroad
Financing up to 100% of the value, long fixed-rate periods and interest deduction: how the Dutch mortgage market differs.
Read moreEspecially for expats
Are you an expat living or working in the Netherlands? Read our information about mortgages for expats.